Nicole Heales

Teaching women to be clever with money

Nicole Heales

Financial Adviser, Mortgage Broker & Debt Reduction Specialist

About Me

Nicole Heales is a Financial Adviser, Mortgage Broker and Keynote Speaker who specialises in teaching women to be clever with money, so they can relax and enjoy their lives.

Nicole loves nothing more than standing in front of a group of women, teaching and inspiring them to make positive changes in their lives.

Making women aware of female specific issues around gender pay gap and retirement savings is a passionate issue for Nicole. She understands this is where she can truly make a difference to more women, by helping the understand what is possible when they take control of their finances.

In 2017, Nicole was crowned Most Inspirational Woman in Financial Planning Australia, and also a Finalist for Financial Adviser of the Year and Female Excellence in Advice. This follows on from a great 2016 when she was a Finalist for Female Adviser of the Year, and a semi-finalist for Female Excellence in Advice Awards.

Nicole is a trusted adviser for 10thousandgirl, a not for profit online financial literacy program for women. She has written and presented for VIC Super Superwomen Money Series, Queen Victoria Women’s Centre and has published articles in The Age, Sun Herald, Huffington Post, Cosmopolitan, and Mamamia magazines.

Apart from being a passionate keynote speaker, Nicole’s business, called Nicole Heales Financial, provides a complete package of financial advice and education for women covering  money management, superannuation, insurances, mortgages, debt reduction and wealth creation.

Nicole is dedicated and driven to making a positive difference to as many women’s lives as possible.


Masters with Distinction in Commerce Financial Planning
Certificate IV Financial Services Finance/Mortgage Broking
Diploma Financial Advising
Estate Planning
Advanced Self-Managed Superannuation Funds Program
Self-Managed Superannuation Funds Program

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